Health Professions Student Loan (HPSL)

Requires parental data regardless of age or marital status. Eligibility is based on current needs and prior student loan debt. Regardless of the student's age or marital status, complete parental data is required on both the FAFSA and the CSS Profile. The maximum annual loan available is defined as the cost of attendance; however, available funds are usually not sufficient to allow maximum awards. Interest is fixed at 5% during the repayment period, which begins one year after the borrower ceases to be enrolled at least half-time.

Federal Direct Unsubsidized Stafford Loans (FDUSL)

Up to $40,500 annually. The Federal Direct Unsubsidized Stafford loan allows Health Professions students to borrow up to $40,500 annually. During school and periods of deferment, the principal is deferred, but interest accrues from the disbursement date. The interest rate is fixed, and there is an origination fee for the amount borrowed.

Federal Direct Grad PLUS Loans

Credit-based, for unmet financial need. The Federal Direct Grad PLUS loan is available to graduate and professional students who have borrowed the maximum unsubsidized loan amounts but still have educational costs that are not covered by other financial aid. In addition to the FAFSA, this program requires a separate application, and approval is based on a credit history review. The interest rate is fixed, and there is an origination fee for the amount borrowed. Interest starts to accrue on disbursement, and repayment begins six months after a student ceases to be enrolled at least half-time.

Federal Work Study Program (FWS)

Wage-subsidy programs for eligible students. The Federal Work Study Program increases opportunities for student employment by reimbursing employers on campus or in certain non-profit organizations off campus 50% of wages paid to eligible students. Eligibility to participate is based on financial need, as evidenced by analysis of the FAFSA. Funds are allocated on a first-come, first-served basis.